Understanding Auto Insurance Endorsements

Posted: May 31, 2019

Think of auto insurance endorsements as “added options” to your auto policy. Just like you could customize your vehicle, endorsements allow you to customize your coverage. Sometimes endorsements are as simple as an address or name change, or when you want to add coverage to your current policy. An endorsement is also a good way to add extra coverage to your policy without having to...

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

Posted: May 30, 2019

In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...

Activities For Staying Healthy All Summer

Posted: May 29, 2019

Summer means sunshine, longer days, and more time spent outdoors. It is a great time of year to get active and stay healthy. The following are some things you can do to help you stay active. Take a Dance Lesson: Many clubs across the country offer dance lessons for free or for a small cover charge. You don’t have to be an experienced dancer to...

Can I Still See My Own Doctor After Filing For Workers' Compensation?

Posted: May 28, 2019

There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...

Protecting Your Home During Thunderstorms

Posted: May 27, 2019

Heavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...