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11 Best Free Outdoor Apps

11 Best Free Outdoor Apps

From weekend summer camping trips to long winter ski vacations, you need to make sure you are prepared when you head to the great outdoors. With these 11 apps, you’ll have the right resources exactly at your fingertips. (Most are free, but some offer optional in-app purchases.) Cairn: Safety is key when you are hiking. But when you don’t have cell service or your phone is...

Weather Stations On The Waves: Keeping A High-Tech Buoy Afloat

Weather Stations On The Waves: Keeping A High-Tech Buoy Afloat

There’s nothing better than getting out on the water on a hot summer day. Whether you live near Lake Erie or travel a few hours to go boating, you’ve probably looked up the lake conditions before heading out – just in case. But where does that weather and water condition info come from, anyway? Here on Lake Erie, you can thank several strategically placed, high-tech...

How Many Of My Employees Need Key Person Insurance?

How Many Of My Employees Need Key Person Insurance?

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance...

Why Do I Need Separate Flood/Earthquake Insurance?

Why Do I Need Separate Flood/Earthquake Insurance?

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...

Understanding Long-Term Care

Understanding Long-Term Care

It may not be wise for people over the age of 65 to rely on Medicare or private health insurance. Medicare does not cover custodial care, and private health insurance rarely pays any long-term care costs. Depending on your financial situation, long-term care insurance may be your best option for peace of mind and financial benefits as you age. What Is Long-Term Care Insurance? Many...